CCBRT_Disability_Hospital_waiting_room_1_(10679012155)When you’re injured, suffering, or hurt, the last thing you want to worry about is being confronted with questions concerning your insurance carrier –particularly when you aren’t insured.

It’s possible that you’re one of the millions of U.S. residents who is without health insurance, which challenges overall life quality and healthy. Often, one’s financial situation determines their health, because if someone feels that they can’t afford a physician, they’re more likely to tolerate long term pain or suffering caused by injuries or accidents. Postponing medical attention is an unfortunate reality for millennials, the elderly, and many others in the U.S., who consequently lose their lives. Many are totally unaware that uninsured individuals have choices beyond the emergency room, which is far more expensive that urgent care facilities or a primary care physician.

There are numerous options for those fearful of receiving an astronomical bill –even free options available to those without insurance. These resources are available to the public, accessible by all of those who need it.

Primary Care Physicians

While doctor’s offices welcome insurance coverage, they also accept cash. Actually, medical facilities frequently prefer dealing with cash over insurance claims. Also, it’s advisable to inquire about a sliding scale or discount prior to services, and getting that in writing by a facility supervisor or a doctor. By simply asking questions and being persistent, you’ll be surprised by how far it can get you.

Direct Primary Care Providers

Uninsured patients can enlist the services of a direct primary care provider, which is an option that’s affordable and convenient. It’s a fact that some individuals even choose to reduce traditional healthcare coverage in favor of a direct primary care provider plan. A flat fee is paid each month, and that membership enables access to all levels of primary and preventative care. Monthly fees vary by doctor, with plans as low as $49.

Urgent Care Facilities

Strip malls and unforeseen locations are seeing urgent care facilities spring up. Urgent care prices are competitive with regular physician visits, and the hours for urgent care clinics tend to extend far beyond normal business hours. Urgent care physicians are able to deliver non-emergency care at a lower fee during the weekend hours and during the evening. Also, waits tend to be shorter and the staff tends to be more attentive. Urgent care facilities are ideal locations for those want to opt for care that’s more convenient and more accessible than emergency rooms. Depending on the office, you may want to call ahead.

Walk-in Clinics

Walk-in clinics are an incredible medical care option, particularly for those without insurance. These are preferred by locals, travelers, the underinsured, and the uninsured. Certified practitioners usually work in these walk-in clinics, and walk-in clinics are often placed at the rear of pharmacies and grocery stores. They’re equipped to treat UTIs, strep, and other things involving labs. Walk-in clinic visits tend to be priced at half that of regular doctor visits.

Free Clinics

There are health care facilities known as free clinics, which offers services economically disadvantaged individuals for nominal costs or for free. The care is provided to those with limited income, no insurance, and without legal status. These clinics often charge nominal fees to those deemed able to pay their fees, while offering services to the underinsured, those with limited coverage, and those with insurance policies that include high deductibles. Routine illnesses or injuries, long-term chronic conditions, medical testing, women’s health care, dental care, and prescription drug assistance can be treated at free clinics. There are free clinics located in California, Michigan, Virginia, California, Kentucky, Idaho, and New York.

On-Campus Clinics

The Affordable Care Act has made it so that young people can stay on their parent’s plan until they are 26. For those students who belong to uninsured parents, they can still access on-campus clinics, which doesn’t have access to sophisticated diagnostic testing or equipment, but can be sufficient in a pinch. Also, it’s low-cost or free service.

Community Clinics

Community clinics offer prenatal care, primary care, vaccines, prenatal care, and specialist services, and they are ideal outfits for those with low levels of income. Cost is normally determined by an income-based sliding scale.

Health Screenings

Low-cost and free health screenings are available throughout the nation. Doctor’s offices, hospitals, and clinics hold public health screenings throughout the year. They screen for breast cancer, diabetes, and cholesterol. These screening raise awareness around a disease that threatens communities. Facilities also hold day-long screening events.

Counselors/Therapists

Free, low-cost, and sliding-scale mental health clinics provide counseling and therapy to treat substance abuse and depression. Stand-alone offices typically accept cash patients, and these non-profit care facilities are frequently able to bridge gaps in healthcare, particularly for those who are pregnant, disabled, or have a chronic disease. For government-funded programs, patients are expected to meet certain income requirements.

Those without a clear understanding of what care and clinics are available to them will fail to find the help that they require. For that reason, it’s important that there are conversations around resources that are made available to the public.